The Earned Wage Access Provider Built for Memphis Employers
Placeholder CopyFinancial stress drives turnover, increases absenteeism, and causes employees to underuse the benefits you already provide. Express Wages gives your employees the tools to build real financial stability. No upfront investment. No IT lift. Live in weeks.
The Greater Memphis Chamber has partnered with Express Wages to bring a financial wellness benefit exclusively to Chamber members. Express Wages provides earned wage access, emergency savings accounts, and financial education — all at no cost to employers. Employees who choose to enroll pay a small subscription fee directly, meaning your business gains a powerful retention and recruitment tool without adding a line item to your budget. Express Wages complements the benefits you already offer by helping employees build financial stability — reducing financial emergencies, absenteeism, and workforce disruption.
Ready to offer this to your team?
Financial Stress Undermines Your Benefits
Employees living paycheck to paycheck are more likely to drop health coverage, skip retirement contributions, and miss open enrollment — reducing the value of benefits you’re already paying for.
It’s a hidden driver of turnover. Financially stressed employees are twice as likely to job-hop for small pay increases. Every departure costs thousands in recruiting, training, and lost productivity.
$0 Cost to Employer
60% Live Paycheck to Paycheck
$4K Cost to Replace Frontline Worker
2x More Likely to Job Search